COVID-19 : What do we do with FEAR?

When we are scared, we usually fall into one of two camps… we curl up in a ball, put the pillow over our head, and hope it all goes away. Or we feel compelled to DO something to make it all okay. The thing is, neither side can fix the world. The pandemic cannot beContinue reading “COVID-19 : What do we do with FEAR?”

Are you making the NUMBER ONE money mistake?!

This might be the NUMBER ONE mistake when it comes to money….Not planning for FUTURE YOU. In my day to day practice, I find that most people think about their budget within the NOW… what will they need this month? When it comes to debt, most people think in the PAST… where they spent theirContinue reading “Are you making the NUMBER ONE money mistake?!”

You need a goal… FAST.

If we want to achieve financial success we need to identify what financial success looks like for YOU. Financial success to me will look differently than what it looks like to you. Everyone reading this blog will have different versions of success. The best way to achieve ANY version of success is to have goals…Continue reading “You need a goal… FAST.”

Can We Just STOP with the Gift Giving this Christmas?

Christmas has become a retail festival with a CONSUMERISM mindset… and it shouldn’t be. Christmas should be joyous, a time to relax and spend quality time with the people that we care about…. but it causes some people unhappiness, debt , and anxiety. Many people this season will feel obligated to buy gifts for friends,Continue reading “Can We Just STOP with the Gift Giving this Christmas?”

Do YOU have a UNICORN BUDGET?

You’re probably thinking that a unicorn budget is awesome, because unicorns are clearly a super awesome and popular buzz word right now. But a unicorn budget is NOT a good thing. What do I mean by “UNICORN BUDGET?” Well, if you have created your budget, your spending plan, by numbers that you THINK make sense…Continue reading “Do YOU have a UNICORN BUDGET?”

What IS a BUDGET?

Woah there! Did you just CRINGE at the word “budget”? You, like many other people, may get a negative feeling even mentioning the big “B” word. I personally love it. I get EXCITED when I get to talk about budgeting. My day is MADE when someone tells me how my budget tips made their financialContinue reading “What IS a BUDGET?”