Are you making the NUMBER ONE money mistake?!

This might be the NUMBER ONE mistake when it comes to money….Not planning for FUTURE YOU. In my day to day practice, I find that most people think about their budget within the NOW… what will they need this month? When it comes to debt, most people think in the PAST… where they spent theirContinue reading “Are you making the NUMBER ONE money mistake?!”

You Need a B WORD.

… BUDGET. Woah there! Did you just CRINGE at the word “budget”? You, like many other people, may get a negative feeling even mentioning the big “B” word. I personally love it. I get EXCITED when I get to talk about budgeting. My day is MADE when someone tells me how my budget tips changedContinue reading “You Need a B WORD.”

3 Ways to Cut Your Christmas Spending!

PUBLIC SERVICE ANNOUNCEMENT: Christmas falls on December 25th this year! I’m only kidding a little bit. Why? In reality, we all know what day Christmas is… yet every year we fail to plan for the cost! Gifts to buy… time off work… turkey dinners to make… it all racks up. If you’re in my innerContinue reading “3 Ways to Cut Your Christmas Spending!”

Can We Just STOP with the Gift Giving this Christmas?

Christmas has become a retail festival with a CONSUMERISM mindset… and it shouldn’t be. Christmas should be joyous, a time to relax and spend quality time with the people that we care about…. but it causes some people unhappiness, debt , and anxiety. Many people this season will feel obligated to buy gifts for friends,Continue reading “Can We Just STOP with the Gift Giving this Christmas?”

Do YOU have a UNICORN BUDGET?

You’re probably thinking that a unicorn budget is awesome, because unicorns are clearly a super awesome and popular buzz word right now. But a unicorn budget is NOT a good thing. What do I mean by “UNICORN BUDGET?” Well, if you have created your budget, your spending plan, by numbers that you THINK make sense…Continue reading “Do YOU have a UNICORN BUDGET?”

What IS a BUDGET?

Woah there! Did you just CRINGE at the word “budget”? You, like many other people, may get a negative feeling even mentioning the big “B” word. I personally love it. I get EXCITED when I get to talk about budgeting. My day is MADE when someone tells me how my budget tips made their financialContinue reading “What IS a BUDGET?”

5 Day Budget Makeover Series Transcription – Day 5 – Review!

Welcome back for Day FIVE of the 5 Day Budgeting Makeover Series!!! We’ve done a lot of work over the last few days; work that you’ve probably never done when creating a budget before. This is the work that makes or breaks your budget, so if you have fallen behind, take time today or tomorrowContinue reading “5 Day Budget Makeover Series Transcription – Day 5 – Review!”

5 Day Budget Makeover Series Transcription – Day 4 – Lifestyle Budget

Hey there, welcome back!  I’m so glad that you continue to come back day after day and learn more about budgeting.  You know, budgeting seems like it should be so simple. But when life gets complicated, life gets busy, and finances get stressful, all of the sudden, this simple task is not so simple anymore.Continue reading “5 Day Budget Makeover Series Transcription – Day 4 – Lifestyle Budget”

5 Day Budget Makeover Series Transcription – Day 3 – Future You

Alright, welcome back to the next lesson. Let’s keep rocking and rolling. I know that at this point I usually start to get messages from you saying “When the heck are we going to put the budget together?” Have you started to think that? If you have, it’s totally fine. That’s normal, because I betContinue reading “5 Day Budget Makeover Series Transcription – Day 3 – Future You”

5 Day Budget Makeover Series Transcription – Day 2 – Needs vs Wants

Hey, thanks for coming back, I love budgeting so much, I hope you’re starting to love budgeting just as much as I am. I promise that when your budget works like a well oiled machine and you are reaching your goals, you will think budgeting is this cool too. I promise. Okay, so the nextContinue reading “5 Day Budget Makeover Series Transcription – Day 2 – Needs vs Wants”