This Holiday Season, RELAX yourself… NOT your budget.

As we wrap up another year, I want to offer you a huge THANK YOU for being here, on my blog. You’re here because you have a vested interest in your financial well-being. You’re seeking ways to have money for the things you want in life. You need simplicity… because you’re busy. You don’t haveContinue reading “This Holiday Season, RELAX yourself… NOT your budget.”

7 ways to Cut Christmas Costs!

… Do you hear the jingle bells, yet? I KNOW that many of you have probably already started your Christmas shopping. Many of you are still thinking about it. But before you jump into the shopping frenzy, let’s talk.  Christmas is the time of year when IMPULSE buying gets out of hand. Sure, it canContinue reading “7 ways to Cut Christmas Costs!”

Let’s Talk about Debt, baby!

I get it. That crushing feeling weighing on your shoulders… that underlying stress and anxiety you feel in your body every time you pull out your card to swipe a transaction. You’re thinking about your debt MULTIPLE times a day. It’s stressful… it’s overwhelming… it’s frustrating. Society has conditioned us to think that debt isContinue reading “Let’s Talk about Debt, baby!”

3 Back-To-School SAVINGS tips that you probably FORGOT.

Here we are… the last long weekend before the kids go back to school! Can you believe it?? By now you’ve probably already done most of your back-to-school prep, such as:  🎒 Buying school supplies (and hopefully you went through your house to use what you ALREADY have… I know you’ve got 1000 pencil crayonsContinue reading “3 Back-To-School SAVINGS tips that you probably FORGOT.”

How to CUT your grocery bill in time for back to school!

Have you noticed that your grocery budget is higher? Nope, you’re not going crazy. The amount of money we’re spending on groceries is actually increasing each year (thanks, inflation.) Plus, many busy families find that they spend a lot more on food during the summertime. It makes sense! You’re busy… you’re shopping on the flyContinue reading “How to CUT your grocery bill in time for back to school!”

Action creates motivation… not the other way around.

I don’t know about you… but I am almost NEVER motivated to go to a workout class. There are days when I am literally dragging my feet. But I have learned that if I just take it one step at a time… Have coffee. (MUST) Put my workout clothes on (even if I haven’t convincedContinue reading “Action creates motivation… not the other way around.”

Why Cooking with your Spouse is just like BUDGETING

Do you cook with your spouse? I do… sometimes. Not often.  (truth be told, Graham is the better cook. He enjoys cooking more… and it shows when the food is on the table…)  Even if you don’t prepare meals together, just imagine that you do for the next couple of minutes.  So how do youContinue reading “Why Cooking with your Spouse is just like BUDGETING”

Is the stock market like gambling?

The financial planning industry will tell you it’s just too hard, too risky, and too stressful to learn about the stock market on your own. When I ask women why they don’t invest, I hear things like… “I don’t know where to start”or “I’m afraid to lose my money” But… the truth is that the stock marketContinue reading “Is the stock market like gambling?”

How to budget when your cost of living is too high

Step 1: Create a budget plan.  Most people who tell me that their cost of living is getting in the way of them accomplishing their goals don’t have a written budget… that’s actually working.  You can’t control the cost of gas or groceries… but you can control your road map to success. You can getContinue reading “How to budget when your cost of living is too high”

Make Money… doing things that you’re already doing.

Imagine what you would do if you had a couple extra hundred bucks coming in every month.  And before you scoff and say “I don’t have time to do anything MORE just to make a couple hundred dollars…” hear me out.  MOST of the members in the Pretty Money Club are busy Moms. We areContinue reading “Make Money… doing things that you’re already doing.”