You’re probably thinking that a unicorn budget is awesome, because unicorns are clearly a super awesome and popular buzz word right now. But a unicorn budget is NOT a good thing. What do I mean by “UNICORN BUDGET?”

Well, if you have created your budget, your spending plan, by numbers that you THINK make sense… you might have a unicorn budget.

If you have a budget written down with categories based on how you spent your money last month… you might have a unicorn budget.

If you don’t have a money pot for “Future You!” (Check out who FUTURE YOU is in this blog post) then you might have a unicorn budget.

A unicorn budget is when you are NOT using the FACTS and figuring out exactly how you regularly spend your money.

A unicorn budget is when you are not planning for future expenses, like car or home maintenance, your kids field trip, that friend’s wedding… you know, all those “UNEXPECTED expenses!”

A unicorn budget is when you don’t have insurance policies in place to protect you if you get sick, or injured and can’t work any longer.

A unicorn budget is when you’re living in a fantasy land and not real life.

DON’T be stuck with a unicorn budget! Learn how to make a REAL plan for your money with my 5 Day Budgeting Makeover Series!

And checkout my blog post on what a real budget is here!

Published by theprettymoneyblog

To all you women that are working too damn hard to feel like you’re just getting by paycheque to paycheque… To all you ladies that just don’t have the freaking time for financial jargon and complicated budget systems… ​To all you women struggling to feel in control of your money, ’cause you know you can rock it if you just had a simple map… I see you. I GET you. I'm a busy mom of two boys and a wife to my business partner. I love baseball, red wine, and our family trip to Mexico every year. After more than a decade as a licensed professional in the personal finance industry, I’ve figured out strategies that are simple, but have massive impact on your wallet. I’ve left out the jargon and fine print because I know you don't have time for that. The Pretty Money Club enrolls new members twice a year for the 8 week course that will turn your ugly budget into top model pretty money... and most of our members stay in the club after class is done to keep learning and stay in touch with all the women they built community with.

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