You’re probably thinking that a unicorn budget is awesome, because unicorns are clearly a super awesome and popular buzz word right now. But a unicorn budget is NOT a good thing. What do I mean by “UNICORN BUDGET?”
Well, if you have created your budget, your spending plan, by numbers that you THINK make sense… you might have a unicorn budget.
If you have a budget written down with categories based on how you spent your money last month… you might have a unicorn budget.
If you don’t have a money pot for “Future You!” (Check out who FUTURE YOU is in this blog post) then you might have a unicorn budget.
A unicorn budget is when you are NOT using the FACTS and figuring out exactly how you regularly spend your money.
A unicorn budget is when you are not planning for future expenses, like car or home maintenance, your kids field trip, that friend’s wedding… you know, all those “UNEXPECTED expenses!”
A unicorn budget is when you don’t have insurance policies in place to protect you if you get sick, or injured and can’t work any longer.
A unicorn budget is when you’re living in a fantasy land and not real life.
DON’T be stuck with a unicorn budget! Learn how to make a REAL plan for your money with my 5 Day Budgeting Makeover Series!